Electric Car Finance

One EV by Car Connection have a dedicated team of finance experts waiting to help with your enquiry.

We have relationships with high street lenders and specialist motoring finance houses too, that is why we have helped hundreds of customers secure the best finance deal for their budget.

Our expertise with finance means that even if you have a poor credit rating we can help arrange finance for you.

2 Minute Application

Complete our simple to use online form below and once submitted, we will get back to you as soon as possible.

Electric Car Finance at One EV

Choosing your next vehicle is a big decision, especially when moving to electric power for the first time. At One EV, we are a West Sussex electric vehicle specialist dedicated to making electric car finance simple and accessible for everyone. We know that many of our customers are new to the world of EVs, and we are here to help you understand how to fund your transition to a cleaner way of driving.

Whether you are looking for your first family EV or a high-performance Tesla, we offer flexible electric vehicle finance options tailored to your needs. Our goal is to provide EV finance in West Sussex that feels straightforward, helping you drive away in a quality used electric car with confidence.

Finance Options We Offer

Navigating the different ways to pay for a car can feel confusing, but it doesn't have to be. We focus on two main types of EV car finance that provide flexibility and clarity for our customers.

Personal Contract Purchase (PCP)

PCP is a popular choice for many drivers because it offers lower monthly payments and plenty of flexibility. It works in a few simple steps:

  • Pay your deposit: Start your agreement with an initial payment that suits your budget.
  • Fixed monthly instalments: Pay a set amount each month; these payments are often lower because a portion of the car's value is deferred.
  • The "balloon" payment: This final lump sum is set aside until the end of the agreement.

When the term ends, you have three clear options: You can pay the final installment to own the car outright, trade it in and use any equity towards a newer model, or simply hand the keys back and walk away.

This is often a great fit if you like the idea of updating your technology every few years.

Hire Purchase (HP)

If you prefer a more traditional and predictable route, hire purchase is a straightforward option that works as followed:

  • Initial deposit: You start by paying a set amount upfront.
  • Spread the cost: The remaining balance is divided into fixed monthly payments over a set number of months.
  • Full ownership: Once you have made your final payment, you own the vehicle outright.
  • No hidden restrictions: There are no mileage limits or large "balloon" payments to worry about, making it a simple way to manage your budget.

What to Expect from Our Finance Process

We believe that getting EV finance should be a stress-free experience. Our team focuses on transparency so you always know exactly what you are signing up for.

  • £0 deposit finance available: You don't always need a large sum of money upfront to start your EV journey.
  • 8.9% representative APR: We offer competitive rates to help keep your monthly costs manageable.
  • Online finance calculator: You can explore different terms and deposit amounts on our website to see what works for you.
  • Quick and straightforward application: Our process is designed to be efficient, with many customers ready for a same-day drive away.
  • Peace of mind: Every vehicle comes with a standard 3-month warranty with extendable options available.

Financing a Used Electric Car

Many people find that electric car finance is the most practical way to switch to an EV. Because electric vehicles often have a higher upfront price than petrol or diesel cars, spreading the cost makes it easier to fit a high-quality vehicle into your monthly budget. Financing allows you to access better technology and battery range without needing to pay the full amount at once.

We understand that some buyers searching for car finance in West Sussex may feel hesitant about credit checks or deposits. Our team is here to provide honest advice based on your circumstances, helping you find a solution that feels comfortable. By choosing a specialist like One EV, you are working with experts who understand the specific value and longevity of electric batteries.

Browse Our Electric Vehicles

Once you have an idea of your budget, you can explore our range of quality finance options alongside our current stock. We specialise in Tesla stock but also carry a wide selection of Polestar, MG, and Volvo models. Most of our cars have had just one or two owners and come with lower mileage, ensuring you get a reliable vehicle.

Every car we sell undergoes a thorough PPI inspection, an MOT check, and professional valeting. You can even reserve your chosen car online for just £100. Feel free to browse our full used electric vehicles list to see what is currently available at our West Sussex site.

Speak to Our Finance Team

If you have questions about electric car finance, the best way to get answers is to speak with our friendly team. We are real EV drivers ourselves, so we can explain how things work without using complicated jargon.

If you would prefer to chat in person or over the phone, please contact our West Sussex team today. We are here to help you find the right car and the right finance plan to get you on the road.

Representative Example: Vehicle Price: £20,000. Deposit: £2,000. Total Amount of Credit: £18,000. 48 Monthly Payments of £443.34. Duration of Agreement: 48 Months. Total Amount Payable: £23,280.32. Representative APR: 8.9%.